Credit Risk Management

While financial institutions (FIs) strive for an integrated understanding of their risk profiles, much information is often scattered among business units. Without a thorough risk assessment, FIs have no way of knowing if capital reserves accurately reflect risks or if loan loss reserves adequately cover potential short-term credit losses. Vulnerable FIs are targets for scrutiny by regulators and investors, as well as debilitating losses. To ensure that FIs reduce loan losses – and that their capital reserves appropriately reflect their risk profiles – we help FIs implement an integrated, quantitative credit risk solution. This solution helps get FIs up and running quickly with simple portfolio measures.